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Equity Release (Reverse Mortgage) Calculator

Equity Release (Reverse Mortgage) Calculator

Equity Release (Reverse Mortgage) Calculator 3Equity Release (Reverse Mortgage) Calculator手机版

  • 版  本:3
  • 软件授权:免费软件
  • 软件类型:国产软件
  • 软件语言:英语
  • 更新时间:2017/07/25 12:05:54
  • 应用平台:ios
  • 软件官网:官方网站
  • 软件大小:22.2 M
Equity Release (Reverse Mortgage) Calculator 打开手机版页面
基本简介
Equity Release (Reverse Mortgage) Calculator
This is a simple equity release (or reverse mortgage) calculator that considers an initial lump sum equity release and/or regular (monthly/quarterly/annual) equity receipts thereafter.

The idea behind a reverse mortgage is that a homeowner may have an (estimated) amount of equity (over and above any pre-existing mortgage or borrowings) locked up in the value of their home.

To release this equity without selling the home the homeowner may approach a bank to arrange to release this equity in the form of an initial lump sum followed by regular monthly payments calculated at a specified rate of interest and for a specified term. The receipts are secured against the estimated equity remaining in the home.

For example, if the home is valued at 300,000 and has a pre-existing mortgage of 50,000 then there is 250,000 of equity in the home that can be released.

Therefore, over a term of, for example, 13 years at a fixed annual rate of interest of 4.5%, it may be possible for a homeowner to negotiate with a bank to provide an initial equity release of 50,000 followed by regular monthly equity receipts of 750 over the 13 years. This equity release would "cost" 246,209 which would be more than covered by the 250,000 equity referred to above.

The homeowner ought to have an idea of the equity remaining in the home and by varying the lump sum and/or monthly equity receipt requirements over different terms and interest rates (the "variables"), the homeowner can use the calculator to establish optimal equity release terms.

If any of these variables do not apply then enter "0".

Notes on Results

The calculated equity released has been split between capital and interest elements to show the user how much the equity release is costing in terms of the total amount of interest paid for using the facility.

Regarding how the interest is calculated,

(i) the initial sum is compounded on an annual basis at the annual interest rate input by the user;
(ii) the future value of the regular equity releases is calculated on an annuity basis using a series of regular (monthly, quarterly or annual) payments at the relevant interest rate (annual rate/12, annual rate/4 or annual rate respectively).

PLEASE NOTE that your use of this calculator is at your own risk and should not be construed as financial advice.
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反编译

反编译

计算机软件反向工程(Reverse engineering)也称为计算机软件还原工程,是指通过对他人软件的目标程序(比如可执行程序)进行“逆向分析、研究”工作,以推导出他人的软件产品所使用的思路、原理、结构、算法、处理过程、运行方法等设计要素,某些特定情况下可能推导出源代码。反编译作为自己开发软件时的参考,或者直接用于自己的软件产品中。...

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  • Equity Release (Reverse Mortgage) Calculator
  • Equity Release (Reverse Mortgage) Calculator
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  • 置顶 华军网友 2017-04-05 21:25:43
    真的可以
  • 置顶 华军网友 2017-03-17 15:11:21
    我怎样下载都是没有声音
  • 置顶 华军网友 2016-08-06 15:38:45
    Equity Release (Reverse Mortgage) Calculator在使用过程中有些小问题,希望官方以后能够解决
  • 置顶 华军网友 2016-06-18 08:54:41
    突然发现我现在用的Equity Release (Reverse Mortgage) Calculator是旧版本!赶紧下载更新试试。
  • 置顶 华军网友 2016-03-22 17:31:09
    金融财务里我极力推荐这个Equity Release (Reverse Mortgage) Calculator,本人真实使用感受告诉你不会错的
  • 10楼 华军网友 2016-02-25 11:15:26
    我觉得现在的Equity Release (Reverse Mortgage) Calculator已经够我用得了,什么时候想换口味了,就试试免费软件的版本
  • 9楼 华军网友 2015-12-26 20:52:15
    金融财务软件哪家强!华军软件园找Equity Release (Reverse Mortgage) Calculator
  • 8楼 华军网友 2015-10-25 19:07:53
    英语的Equity Release (Reverse Mortgage) Calculator看起来就是方便,一目了然
  • 7楼 华军网友 2015-10-07 11:09:11
    用了很多年Equity Release (Reverse Mortgage) Calculator了,真心觉得它在金融财务里一直很出色,希望它能一直强大下去。
  • 6楼 华军网友 2015-02-19 17:29:20
    呵呵→_→
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